The Banker for the 1st hole is chosen at random; after that, the first player to hole out with the lowest net score on a hole is the Banker for the next hole. Each hole you tap who the Banker is — a hole with no Banker picked settles nothing. The Banker plays against every other player individually on that hole. Everyone else plays against the Banker — not each other.
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Scoring
Net scores determine each head-to-head result. If a player beats the Banker, the Banker pays them the hole's bet. If the Banker beats a player, that player pays the Banker. Ties pay nothing.
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Options & Variations
Bet-per-hole (default $2), with per-player bet overrides. Individual players can double their own bet against the Banker, and the Banker can press to 2× or 3× (or half-press to ½×) after hitting. Birdie doubles (default on) doubles a head-to-head bet when its winner makes a gross birdie. Handicaps: Index on Low HC (on) with a percentage (0/50/75/85/100%, default 100) and per-player overrides; standard USGA allocation gives a 2nd stroke past 18. The active player set and rotation order are configurable.
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In theStick
Setting up Banker: stakes, handicaps and the game's own options.Entering Banker on a hole, with the running total underneath.Banker results after 18 holes, settled automatically.
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Pro Tips
•Being the Banker is high-variance — you can win or lose against everyone at once.
•Strategic doubling before the Banker reveals their result is key.
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Frequently Asked Questions
How does Banker work in golf?
Each hole has a designated Banker who plays every other player head-to-head on that hole, for the hole's bet. Beat the Banker and they pay you; lose and you pay them; ties push. Everyone else only ever plays the Banker, never each other.
How is the Banker chosen each hole?
The Banker for the 1st hole is chosen at random. After that, the first player to hole out with the lowest net score on a hole is the Banker for the next hole, so playing well keeps putting you in the Banker's seat. In theStick you tap the Banker on each hole. Being Banker is high variance — you can sweep the whole group or pay all of them at once.
What are doubles in Banker?
Before results are known, an individual player can double their own bet against the Banker, and the Banker can press everyone to 2× or 3×. In theStick, Birdie doubles (on by default) doubles any head-to-head bet that is won with a gross birdie, and the Banker can also half-press to ½×.
How much should the Banker bet be?
Remember the Banker's exposure is per-opponent: at $10 a hole in a foursome, the Banker can win or lose $30 on one hole before doubles. A $5–10 base with doubles available gives plenty of action without ugly swings.
