Two teams of two play. On each hole, instead of placing scores side-by-side like Vegas, each team multiplies their two net scores together. E.g. net scores of 3 and 4 become 12; scores of 5 and 6 become 30.
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Winning Each Hole
The team with the lower product wins the hole. The difference between the two products is the number of points won. E.g. 12 vs. 30 = 18 points for the winning team. Because scores multiply, the swings are far more dramatic than Vegas.
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Options & Variations
Bet-per-point (default $1). Birdie doubles (on) multiplies the hole ×2 and eagle triples (on) ×3, judged on Gross or Net via the birdie-type toggle (default Net). Optional max-score cap (double/triple bogey) contains a multiplied blow-up. Assign Team A / B; handicaps use Index on Low HC (on) with a percentage (default 100%).
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Payouts
At the end of the round, the total point difference is multiplied by the dollar-per-point rate, and that amount moves PER PLAYER: each player on the losing team pays it and each player on the winning team collects it — so a 2-v-2 moves twice that figure between the teams.
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In theStick
Setting up Monte Carlo: stakes, handicaps and the game's own options.Monte Carlo results after 18 holes, settled automatically.
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Pro Tips
•Keeping both partners in play matters more than in Vegas — one big number multiplies the whole team.
•A birdie on a low-product hole (e.g. 3 × 3 = 9) combined with the ×2 multiplier is a massive swing.
•Set a max score cap unless you want a single triple-bogey to decide the round.
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Frequently Asked Questions
What is Monte Carlo in golf?
Monte Carlo: Multiply partner scores — birdies crush, blow-ups detonate. Two teams of two play. On each hole, instead of placing scores side-by-side like Vegas, each team multiplies their two net scores together. E.g. net scores of 3 and 4 become 12; scores of 5 and 6 become 30.
How many players do you need for Monte Carlo?
Monte Carlo plays with Exactly 4 players.
How do payouts work in Monte Carlo?
The team with the lower product wins the hole. The difference between the two products is the number of points won. E.g. 12 vs. 30 = 18 points for the winning team. Because scores multiply, the swings are far more dramatic than Vegas.
